Developing Future Leaders and Navigating Uncertainty in Community Banking

Welcome to another episode of the Banking on Growth podcast, hosted by Mike Graham, President of Midwestern Securities. In this in-depth conversation, Mike sits down with Dr. Bill Chittenden, CEO of the Southwestern Graduate School of Banking (SWGSB) at SMU Cox School of Business. Together, they explore how leadership development and strategic education are vital for navigating today’s uncertainty in the banking sector.

From fostering talent in community banks to understanding the broader economic and regulatory landscape, Dr. Chittenden shares insights drawn from decades of experience bridging academia and industry. If you’re looking to understand how to invest in people while managing the unpredictable, this is the episode for you.

What’s Inside This Episode

As you listen to the discussion, you’ll learn:

Building the Next Generation of Bank Leaders

Discover how SWGSB prepares bankers to take a holistic view of banking operations through immersive, multi-year programs. Participants engage in real-world projects, develop bank-specific strategic recommendations, and build a comprehensive understanding of funding, lending, compliance, and leadership.

Spotting Future Leadership Talent

Find out how curiosity, work ethic, and cross-departmental interest distinguish rising leaders. Chittenden explains how managers can spot employees who want to be bankers—not just work at a bank—and why investing in them benefits the entire organization.

Managing Through Uncertainty

Gain perspective on why “uncertainty” is the defining theme for 2025 and how geopolitical factors like tariffs, global supply chains, and domestic regulatory shifts are impacting community banking. Learn what it takes to stay focused amid consumer shifts, default trends, and C&I lending hesitancy.

Strategic Insights on Tariffs and Trade

Hear Chittenden break down the economic myths around tariffs and why viewing them through a lens of long-term math—rather than political rhetoric—is essential. From Smoot-Hawley to modern protectionism, the conversation explores the real costs and trade-offs facing bankers and consumers alike.

Additional Highlights

Electives That Matter: Learn how SWGSB offers advanced courses on topics like wealth management, AI in banking, and problem loan workouts—giving participants practical tools for growth.
Macro Meets Micro: Understand why community bankers must balance national economic shifts with hyperlocal business needs to make sound lending decisions.
Crypto & Digital Trends: Hear Chittenden’s blunt take on cryptocurrency's long-term viability and why present value drives real financial value.
Regulatory Fairness: Explore the ongoing debate around credit union acquisitions and tax-exempt status—and why a level playing field matters more than ever.

Find this episode on one of these channels:

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